Category: Economy

### BGFIBANK: flourishing growth at the heart of uncertainty

On April 2, 2024, BGFIBANK announced an impressive Netle result of 198 million USD, marking an increase of 27 % compared to the previous year. With a total assessment of USD 9.39 billion, the bank demonstrates prudent management and strong geographic diversification. However, the challenges persist: a cost of risk in sharp increase of 133 % recalls the vulnerability of the sector in the face of economic turbulence.

Although the group’s solvency remains robust, with a 20 %ratio, this stability is threatened by an unstable world economy. Its expansion strategy, although encouraging, asks questions about risk management and compliance in a complex landscape. The “Dynamics 2025” project aims to strengthen equity, but the distribution of dividends could divert the investments necessary for innovation.

For BGFIBANK, the road to success requires strategic agility and commitment to innovation, essential to navigate in an environment constantly evolving. The promise of growth must be accompanied by a lasting vision to guarantee its sustainability on the African market and beyond.

** The new wave of customs duties by Donald Trump: opportunities and challenges for Africa **

On April 2, 2025, Donald Trump launched an offensive of commercial protectionism which could transform the African economic landscape. With customs duties reaching up to 50 % on imports from 51 African countries, countries like Lesotho, already weakened by strong economic dependence, may seriously suffer. This raises worrying questions about the ability of African economies to adapt.

However, this situation could represent a positive turning point. The increase in customs duties could encourage African nations to diversify their exports and innovate in their industrial sectors. Promising initiatives, like those of Rwanda, underline the potential for transformation through education and entrepreneurship.

While this new reality may seem a threat, it also offers the possibility of rethinking development strategies. African governments and economic actors are called upon to collaborate to set up sustainable solutions, thus transforming challenges into growth catalysts. In this dynamic, Africa could not only resist but also reinvent itself in the face of a constantly evolving global economy.

### Mint in Central Africa: a crucial reform in perspective

On April 2, 2025, the Bank of Central African States (BEAC) launched its new range of coins, an initiative intended to revitalize payment systems in the six CEMAC countries. While this reform aims to resolve the crisis of confidence in fiduciary currency, it also raises essential questions about its economic and societal impact. In a context marked by the scarcity of parts, traders and customers express a growing impatience. However, the introduction of a new cut could risk provoking inflation, especially in the transport sector.

With an investment plan of 500 million FCFA per year, the BEAC aims to stabilize the regional economy by 2030. This opens the way to a coexistence between physical and digital currency, essential to promote financial inclusion. Beyond economic issues, this initiative also represents an opportunity to redefine the cultural identity of CEMAC countries through the symbols present on new documents.

However, this reform arrives with its share of challenges. The authorities will have to remain vigilant to ensure that the expected advantages are not translated into imbalances, such as uncontrolled inflation. In short, the circulation of this new currency could mark a decisive turning point for the regional economy, but attentive follow -up and a constructive dialogue will be essential to transform these promises into a tangible reality.

** TV rights in Ligue 1: a crucial reflection on the future of French football **

Ligue 1 is at the crossroads, faced with a new TV rights crisis, exacerbated by Dazn’s potential threat to withdraw from the diffusion. While dissemination rights have reached vertiginous heights, market fragmentation and income inequality between clubs raise essential questions about the accessibility of sport for fans. Analysis of redistribution models, such as that of the English Premier League, invites you to rethink the structure of rights in France to create a more equitable ecosystem. As the end of the season approaches, Ligue 1 must reorient itself towards more inclusive football, where sports and cultural values ​​prevail only on commercial logic. The decision -makers now have the opportunity to transform this crisis into a chance of rebirth, by protecting this heritage for future generations.

### The impact of the new regulations of checks in Tunisia: between challenges and opportunities

The recent Tunisian legislation prohibiting the use of checks aroused a spectacular fall of 94 % in their use, questioning the foundations of commercial transactions. For entrepreneurs, this means a steep passage to immediate payments, highlighting the fragility of an economy already subject to liquidity tensions. If some see this reform as a way to restore confidence and eliminate abuses, others alert on the absence of viable alternatives. With innovative payment platforms, such as tunichèque, which are struggling to convince, the need for financial education and support initiatives is more than ever. Tunisia is at a turning point: transforming this regulatory constraint into an innovation opportunity could not only revitalize its economy, but make an example to follow for other development nations.

** High -risk customs: a call for resilience of Lesotho in the face of economic challenges **

Lesotho, a small kingdom landed by South Africa, is faced with a deleterious situation in the era of trade tensions. Faced with customs duties of 50 % imposed by the United States, the Basotho government sends a delegation to the United States to defend its economic interests. This approach, although necessary, highlights the monumental challenges that the country must overcome in a context where almost 70 % of its exports come from the textile sector.

By drawing inspiration from the lessons of the past, Lesotho could take advantage of this crisis to redefine its diplomatic and economic strategy. By exploring partnerships within the African continent and promoting strategic autonomy, the kingdom could not only amortize the impact of American decisions, but also strengthen its position on the international scene. The way towards economic resilience is based on transparency and valuation of its resources, and recalls that even small nations can play a key role in an interconnected world.

### Kinkenda: the urgency of a market for the future of Kinshasa

In Kinshasa, the pressing demand for a municipal market in the Kinkenda district highlights the major challenges of urban planning. Carried by the district chief André Mfutila Yamfu, this project aims to meet a vital need: facilitate access to food products at affordable prices for the thousands of inhabitants living with less than 2 dollars per day. The absence of local infrastructure causes expensive and dangerous trips to families, accentuating health problems linked to the rescue sale.

But the initiative goes beyond the simple construction of a building. It offers the opportunity to structure local trade with a view to sustainable development, inspired by models such as the Koutoubia market in Marrakech. Kinkenda could thus become a living center of cultural and economic exchanges, helping to boost the community and attract investments.

This advocacy is a call for collective action, encouraging authorities and investors to mobilize to transform challenges into opportunities. The creation of a modern market in Kinkenda could well be the key to a better future for Kinois.

** BGFIBANK: The emergence of a financial leader in Africa **

In an economic landscape constantly evolving, BGFIBANK stands out with a net profit of $ 194 million for 2024, marking significant growth in its financial performance. Based in Libreville, this institution is not satisfied with successfully navigating through global uncertainty; It also demonstrates exceptional resilience in the face of market fluctuations. With an 11 % increase in deposits and a net banking product which reaches 562 million USD, BGFIBANK testifies to renewed customer confidence and wise management.

The bank highlights its dynamic 2025 project, aimed at strengthening its equity in strategic areas such as Gabon, Cameroon and Côte d’Ivoire. This initiative is not limited to maintaining its position, it aspires to propel growth into a continent in full change. At a time when investors are looking for solid opportunities, BGFIBANK poses as a key player, ready to transform economic challenges into sustainable opportunities. With a long -term vision and a commitment to innovation, BGFIBANK is positioning itself as a pillar of financial stability in Africa.

** Yango Group in Kolwezi: a revolution in local mobility and the Congolese economy **

The arrival of Yango Group in Kolwezi marks a decisive turning point for mobility and the Congolese economy. Thanks to an innovative mobile application, the company transforms the trips of residents while offering employment opportunities to local drivers. In a city where informal transport predominates, Yango aims to create a safe and reliable transport service, thus helping to reduce unemployment and improve quality of life.

This initiative is part of a broader dynamic, where the Congolese government relies on investments to revitalize the economy, in particular through the sale of state bonds and the promotion of infrastructure. The synergies between Yango and the efforts of the state could catalyze a significant change, by laying the foundations for resilient economy and inclusive development for the DRC.

Thus, while the mining city of Kolwezi enters a new era of mobility, the hopes of economic and social transformation are palpable, making Yango a key player in the future of the country.

** Ethical entrepreneurship in the DRC: Towards a sustainable transformation **

In the Democratic Republic of Congo (DRC), George Arthur Forrest offers a daring vision for the country’s economic future, focused on industrial transformation and sustainability. By criticizing the export of raw raw materials, he calls for an economic revolution which promotes job creation and the development of solid human capital. Through his “Go Congo” initiative, he also emphasizes food self -sufficiency, stressing that the DRC, rich in resources, must reduce its dependence on imports.

Forrest insists on the need for an inclusive investment model, balancing local and foreign interests, while denouncing corruption and restrictive regulations as major brakes on progress. By drawing inspiration from international examples, such as those of Indonesia and Botswana, it offers solutions to improve governance and attract responsible investments.

In short, this ambitious Seeks approach to transform the DRC into a sovereign and prosperous actor on the world economic scene, marking a crucial stage towards a lasting and equitable future.