In today’s digital world, online banking has become indispensable for many Nigerians. Fortunately, Nigerian banks have adopted USSD codes to facilitate electronic financial transactions. These USSD codes are unique combinations of numbers that allow bank customers to carry out different operations, whether transferring money, recharging their phone or checking their account balance, without the need for an Internet connection. .
For those who are customers of Guaranty Trust Bank, commonly known as GTBank, the USSD code to use is *737#. Using this code, customers can check their account balance by dialing *737*6*1#, send money to other GTBank accounts by dialing *737*1*Amount*Beneficiary Account Number#, recharge their phone by dialing *737*Amount#, open a new account by dialing *737*0#, and pay their bills by dialing *737*50*Amount*Unique reference number#.
In the case of First City Monument Bank, known as FCMB, the USSD code to use is *329#. This code allows you to check your balance by dialing *329*0#, to transfer money by dialing *329*Amount*Beneficiary account number#, to recharge your phone by dialing *329*Amount#, or to pay your invoices by dialing *329*Amount*Merchant Code#.
For United Bank for Africa (UBA) customers, the USSD code to use is *919#. Using this code, they can check their balance by dialing *919*00#, transfer money by dialing *919*Amount*Beneficiary account number#, buy airtime credit by dialing *919*Amount#, or make bill payments by dialing *919*30*Supplier Code*Amount#.
Other Nigerian banks such as Fidelity Bank, Access Bank, ALAT Bank (Wema), Ecobank, First Bank, Heritage Bank and Keystone Bank also each have their specific USSD code to facilitate their customers’ financial transactions.
In summary, USSD codes from Nigerian banks provide customers with the ability to carry out financial transactions quickly and easily, even without an internet connection. Simply dial a few specific numbers to check your balance, transfer money, top up your phone or pay your bills. These USSD codes have truly revolutionized the Nigerian banking industry, providing greater convenience and accessibility to all.